investments

• Paul Clitheroe - low rates may cause a rethink on cash

  7 May 2012 | ipac Paul Clitheroe , investments , Paul Clitheroe , my weekly view

  The recent 0.5% cut to the official cash rate by the Reserve Bank of Australia (RBA) is good news if you have a home loan. But if you are an investor with cash on deposit, chances are that the rate your money earns will also head south.
  Paul Clitheroe

• I am about to retire, do volatile markets mean a change of plans?

  28 Mar 2012 | 0 Comments | ipac Paul Clitheroe , investments , Paul Clitheroe , my weekly view

  In the last few decades the whole concept of retirement has shifted - from what was once seen as the beginning of your 'twilight years', to a time that is now regarded as a new beginning, an opportunity to get your 'second wind' - to take off and never look back. So how do you manage your retirement plans during market volatility such as what we are seeing happen at the moment? In our latest 'ask Paul Clitheroe' webcast segment, ipac founding director Paul Clitheroe discusses this very issue.
  Paul Clitheroe

• Paul Clitheroe - savings returns vary widely, so shop around for the best deal

  26 Mar 2012 | ipac Paul Clitheroe , investments , your money , Paul Clitheroe , my weekly view

  Despite recent hikes in home loan interest rates, the major banks have been slow to raise rates on deposits. But your choice of savings account could be the real culprit behind low returns on your spare cash.
  Paul Clitheroe

• Paul Clitheroe - looser lending limits have downsides

  12 Mar 2012 | ipac Paul Clitheroe , investments , your money , Paul Clitheroe , my weekly view

  Banks are relaxing their lending limits, and while it’s a move that may be welcomed by first home buyers, I’m not convinced that being able to borrow more is always a good thing.
  Paul Clitheroe

• Paul Clitheroe - is cash king, long term?

  5 Mar 2012 | ipac Paul Clitheroe , investments , Paul Clitheroe , my weekly view

  Australians have flocked to term deposits and high interest savings accounts over the last few years. But the current low rate environment makes it worth wondering if cash is king when it comes building wealth, long term.
  Paul Clitheroe