ipac Paul Clitheroe

• Paul Clitheroe - cheaper home loans than yours probably exist

  20 Feb 2012 | ipac Paul Clitheroe , investments , your money , Paul Clitheroe , my weekly view

  The Reserve Bank may have kept the official cash rate on hold in February, but this didn’t stop the big four banks increasing their home loan interest rates. If you’re one of the two million Australians who have a variable rate mortgage with a major bank, you won’t be happy. But with a bit of effort, you could get a better deal on your loan.
  Paul Clitheroe

• Paul Clitheroe - tertiary study - a great investment

  13 Feb 2012 | ipac Paul Clitheroe , investments , Paul Clitheroe , my weekly view

  When we think of long term investments, things like shares or property tend to come to mind. But one of the best investments we can make is improving our own skills and qualifications.
  Paul Clitheroe

• Paul Clitheroe - meeting those final bills

  6 Feb 2012 | ipac Paul Clitheroe , investments , Paul Clitheroe , my weekly view

  Like many western nations, Australia has an ageing population. This has fuelled the growth of products and services pitched at senior Australians – like funeral plans and funeral insurance, which are openly marketed these days, something that was unthinkable not all that long ago.
  Paul Clitheroe

• Paul Clitheroe - cards vs personal loans in debt consolidation

  30 Jan 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Personal loans are going head-to-head with credit cards in the battle for debt consolidation. For consumers facing a raft of options, the trick is to choose carefully. What helps one borrower manage their debt may not be the best option for you.
  Paul Clitheroe

• Paul Clitheroe - clear the cards now, or in 30 years

  23 Jan 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  It’s scary to think you could still be paying for those 2011 festive season purchases in the year 2041. But that’s exactly what can happen if you stick to the minimum repayments on your credit card.
  Paul Clitheroe