<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet title="XSL_formatting" type="text/xsl" href="rss.xsl"?><rss version="2.0"><channel><title>Recent blogs</title><link>http://www.ipac.com.au/blog/rss/recent</link><description>Recent blogs</description><language>en-au</language><pubDate>Sun, 19 May 2013 03:21:18 +1100</pubDate><item><title><![CDATA[Paul Clitheroe - seeking higher yields amidst low interest rates]]></title><link><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-seeking-higher-yields-amidst-low-interest-rates]]></link><guid><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-seeking-higher-yields-amidst-low-interest-rates]]></guid><description><![CDATA[Low interest rates are great news for those of us with a mortgage. But for anyone relying on cash-based investments like term deposits, the Reserve Bank’s latest cut to the official cash rate means your savings will earn even less. ]]></description><pubDate>Fri, 17 May 2013 05:28:16 +1100</pubDate></item><item><title><![CDATA[managing your money when travelling the world]]></title><link><![CDATA[http://www.ipac.com.au/blog/managing-your-money-when-travelling-the-world]]></link><guid><![CDATA[http://www.ipac.com.au/blog/managing-your-money-when-travelling-the-world]]></guid><description><![CDATA[if you're thinking of travelling during your retirement years, then you may want to consider speaking to a professional in order to find a way to fund your trip.]]></description><pubDate>Tue, 14 May 2013 03:35:05 +1100</pubDate></item><item><title><![CDATA[Paul Clitheroe - residential property investment upkick]]></title><link><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-residential-property-investment-upkick]]></link><guid><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-residential-property-investment-upkick]]></guid><description><![CDATA[Australia’s property market is showing positive signs of growth and that’s encouraging investors back into bricks and mortar. According to comparison site RateCity, February 2013 saw the highest value of investment loans written since before the global downturn, with would-be landlords borrowing a total of $7.9 billion to fund rental property purchases.]]></description><pubDate>Fri, 10 May 2013 01:16:25 +1100</pubDate></item><item><title><![CDATA[creating a saving strategy to stay on track]]></title><link><![CDATA[http://www.ipac.com.au/blog/creating-a-saving-strategy-to-stay-on-track]]></link><guid><![CDATA[http://www.ipac.com.au/blog/creating-a-saving-strategy-to-stay-on-track]]></guid><description><![CDATA[thinking of saving for a holiday, your retirement, or a rainy day? Then you might find it beneficial to seek advice to help create a good saving strategy.]]></description><pubDate>Thu, 09 May 2013 03:16:34 +1100</pubDate></item><item><title><![CDATA[interest rates still falling, more to go]]></title><link><![CDATA[http://www.ipac.com.au/blog/interest-rates-still-falling-more-to-go]]></link><guid><![CDATA[http://www.ipac.com.au/blog/interest-rates-still-falling-more-to-go]]></guid><description><![CDATA[When interest rates in major countries fell to zero through the course of the GFC, most investors would have thought it would be temporary. But here we are five years later and there is no end in sight.]]></description><pubDate>Wed, 08 May 2013 09:19:45 +1100</pubDate></item><item><title><![CDATA[Paul Clitheroe - growing your super and saving on tax]]></title><link><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-growing-your-super-and-saving-on-tax]]></link><guid><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-growing-your-super-and-saving-on-tax]]></guid><description><![CDATA[The end of the financial year is just around the corner, so there is still some time left before 30 June to review your superannuation. There are affordable ways to boost your retirement nest egg while trimming this year’s tax bill.]]></description><pubDate>Mon, 06 May 2013 09:17:55 +1100</pubDate></item><item><title><![CDATA[how to cope with redundancy]]></title><link><![CDATA[http://www.ipac.com.au/blog/how-to-cope-with-redundancy]]></link><guid><![CDATA[http://www.ipac.com.au/blog/how-to-cope-with-redundancy]]></guid><description><![CDATA[Being made redundant can be difficult, but it's not the end of the world. Here are some things you can do to ensure your financial health is in order during this period]]></description><pubDate>Thu, 02 May 2013 02:38:44 +1100</pubDate></item><item><title><![CDATA[staying active in your golden years]]></title><link><![CDATA[http://www.ipac.com.au/blog/staying-active-in-your-golden-years]]></link><guid><![CDATA[http://www.ipac.com.au/blog/staying-active-in-your-golden-years]]></guid><description><![CDATA[thinking of ways to stay active and healthy during retirement? Here are a few to help you on your way!]]></description><pubDate>Tue, 30 Apr 2013 02:54:08 +1100</pubDate></item><item><title><![CDATA[travelling tips for retirement]]></title><link><![CDATA[http://www.ipac.com.au/blog/travelling-tips-for-retirement]]></link><guid><![CDATA[http://www.ipac.com.au/blog/travelling-tips-for-retirement]]></guid><description><![CDATA[planning on jet setting across the world during retirement? Here are some helpful tips to help you on your way.]]></description><pubDate>Tue, 30 Apr 2013 12:53:26 +1100</pubDate></item><item><title><![CDATA[financial advice for the young]]></title><link><![CDATA[http://www.ipac.com.au/blog/financial-advice-for-the-young]]></link><guid><![CDATA[http://www.ipac.com.au/blog/financial-advice-for-the-young]]></guid><description><![CDATA[thinking about getting a head start on saving for your retirement? You've made a wise decision!]]></description><pubDate>Tue, 30 Apr 2013 12:48:40 +1100</pubDate></item><item><title><![CDATA[how to choose a financial planner]]></title><link><![CDATA[http://www.ipac.com.au/blog/how-to-choose-a-financial-planner]]></link><guid><![CDATA[http://www.ipac.com.au/blog/how-to-choose-a-financial-planner]]></guid><description><![CDATA[thinking about obtaining financial advice? Here are some things to think about before selecting an adviser.]]></description><pubDate>Tue, 30 Apr 2013 12:35:39 +1100</pubDate></item><item><title><![CDATA[understanding your relationship with money]]></title><link><![CDATA[http://www.ipac.com.au/blog/understanding-your-relationship-with-money]]></link><guid><![CDATA[http://www.ipac.com.au/blog/understanding-your-relationship-with-money]]></guid><description><![CDATA[saving money can be hard for some, which is why it's important to understand your relationship with money and keep yourself motivated.]]></description><pubDate>Mon, 29 Apr 2013 01:07:07 +1100</pubDate></item><item><title><![CDATA[will my money last?]]></title><link><![CDATA[http://www.ipac.com.au/blog/will-my-money-last]]></link><guid><![CDATA[http://www.ipac.com.au/blog/will-my-money-last]]></guid><description><![CDATA[if you want your finances to last during your retirement years, it's important to save up a sizeable nest egg and control your spending. ]]></description><pubDate>Fri, 26 Apr 2013 03:39:06 +1100</pubDate></item><item><title><![CDATA[Paul Clitheroe - savings, simple strategies to grow them]]></title><link><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-simple-strategies-to-grow-them]]></link><guid><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-simple-strategies-to-grow-them]]></guid><description><![CDATA[For a couple of years now the Reserve Bank has been telling us that Australians are focusing on saving rather than spending, and it seems our approach is paying off. Recent research from ING DIRECT shows the nation’s households now have cash savings worth an average of $15,427 – up from around $5,155 two years ago. ]]></description><pubDate>Fri, 26 Apr 2013 01:29:38 +1100</pubDate></item><item><title><![CDATA[getting ahead on your retirement income]]></title><link><![CDATA[http://www.ipac.com.au/blog/getting-ahead-on-your-retirement-income]]></link><guid><![CDATA[http://www.ipac.com.au/blog/getting-ahead-on-your-retirement-income]]></guid><description><![CDATA[get ahead of the game and begin planning for retirement early - this will help you to achieve a comfortable lifestyle during your golden years.]]></description><pubDate>Wed, 24 Apr 2013 03:42:56 +1100</pubDate></item><item><title><![CDATA[planning activities for retirement]]></title><link><![CDATA[http://www.ipac.com.au/blog/planning-activities-for-retirement]]></link><guid><![CDATA[http://www.ipac.com.au/blog/planning-activities-for-retirement]]></guid><description><![CDATA[it's up to you to decide how you want to spend your retirement life, but it's important to have a good nest egg behind you to support your lifestyle.]]></description><pubDate>Tue, 23 Apr 2013 03:03:55 +1100</pubDate></item><item><title><![CDATA[using the transition to retirement pension]]></title><link><![CDATA[http://www.ipac.com.au/blog/using-the-transition-to-retirement-pension]]></link><guid><![CDATA[http://www.ipac.com.au/blog/using-the-transition-to-retirement-pension]]></guid><description><![CDATA[if you are reaching preservation age but wish to continue working, then you may want to consider using the transition to retirement pension.]]></description><pubDate>Mon, 22 Apr 2013 04:44:07 +1100</pubDate></item><item><title><![CDATA[Paul Clitheroe - rethink your approach to credit cards]]></title><link><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-rethink-your-approach-to-credit-cards]]></link><guid><![CDATA[http://www.ipac.com.au/blog/paul-clitheroe-rethink-your-approach-to-credit-cards]]></guid><description><![CDATA[Debt problems don’t always have their foundation in overspending. A 2012 report by Wesley Mission found unemployment, illness and relationship breakdown are among the biggest causes of debt troubles.]]></description><pubDate>Mon, 22 Apr 2013 08:29:30 +1100</pubDate></item><item><title><![CDATA[what you need to know about the age pension]]></title><link><![CDATA[http://www.ipac.com.au/blog/what-you-need-to-know-about-the-age-pension]]></link><guid><![CDATA[http://www.ipac.com.au/blog/what-you-need-to-know-about-the-age-pension]]></guid><description><![CDATA[when planning for your transition to retirement, it's important to take the time to read up about the age pension and understand exactly what this is and what it encompasses.]]></description><pubDate>Wed, 17 Apr 2013 03:15:46 +1100</pubDate></item><item><title><![CDATA[the costs associated with moving into aged care]]></title><link><![CDATA[http://www.ipac.com.au/blog/the-costs-associated-with-moving-into-aged-care]]></link><guid><![CDATA[http://www.ipac.com.au/blog/the-costs-associated-with-moving-into-aged-care]]></guid><description><![CDATA[if you're creating your retirement plan, it is important to figure out how you will pay for an aged care facility should you need it.]]></description><pubDate>Tue, 16 Apr 2013 03:46:04 +1100</pubDate></item></channel></rss>