debt

• Paul Clitheroe - rethink your approach to credit cards

  22 Apr 2013 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Debt problems don’t always have their foundation in overspending. A 2012 report by Wesley Mission found unemployment, illness and relationship breakdown are among the biggest causes of debt troubles.
  Paul Clitheroe

• Paul Clitheroe - negative gearing - friend or foe?

  11 Mar 2013 | ipac money mentors , investing , ipac Paul Clitheroe , investments , Paul Clitheroe , my weekly view

  Many Australians are comfortable with the idea of using debt to fund investments like a rental property, a share portfolio or units in a managed fund. It’s the sort of debt I call ‘effective debt’ because it can be a useful tool for building personal wealth.
  Paul Clitheroe

• Paul Clitheroe - card costs - understand them and save

  8 Feb 2013 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Credit cards can be very handy but new research shows Australian card holders could be collectively wasting billions of dollars each year on excessive card costs.
  Paul Clitheroe

• Paul Clitheroe - get a handle on debt in 2013

  7 Jan 2013 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Welcome to 2013 - a new year and the opportunity to make a fresh start. Chances are you made a resolution or two for the year ahead, and for plenty of Australians ‘getting out of debt’ topped the list of goals for 2013.
  Paul Clitheroe

• Paul Clitheroe - credit cards, getting a better deal

  7 Aug 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Make sure you’re sitting down before you open your next credit card statement. New reforms mean card issuers now have to show how long it will take to pay off the card balance if you stick with the minimum monthly repayments, and you could be looking at a timeframe spanning years – even decades.
  Paul Clitheroe