Making the decision that it is time to sort out your finances is just the first step to achieving your goals – you will need to set up a meeting with a financial planning advisor to get the ball rolling.
Although this may seem daunting at first, it is important to remember that the advisor you choose will be able to help you reach your financial dreams.
Setting up an initial meeting
The first step you need to take is setting up that initial meeting – get in contact with your company of choice and ask them to schedule you in for a consultation.
You might want to outline the sort of objectives you have in mind and ask to meet someone who is best equipped to help you achieve them.
Once your appointment is in the diary, it is time to start making those all-important preparations!
Put some notes together
Much of the initial consultation will be about getting to know you and what you are looking to achieve with your financial plan.
It is a wise idea to put together some notes on areas of your finances you want to discuss, otherwise you could leave the meeting and suddenly remember something important you forgot to mention!
There will be plenty of opportunity to discuss things in detail at a later stage, so don’t feel the need to go into too much depth early on.
Have some questions to ask
Your initial consultation is also the ideal opportunity for you to ask any questions you might have – a financial planner will be used to answering all sorts of queries so don’t be shy!
Bring a pen and write down the answers, otherwise you could find that you get home and have forgotten what they were.
Put together a basic financial overview
As previously suggested, this is not the time to go over your finances in any great depth, but having a basic overview will help steer your advisor in the right direction.
Have some information regarding your savings, assets and investments at hand and be willing to discuss them – this will give your expert the opportunity to start putting together a financial plan.
Be prepared to talk
If you are attending your first consultation and are expecting your advisor to do all the talking – think again!
The initial meeting will be all about you, so be prepared to discuss your finances and lifestyle.