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financial calculators

There are a number of tools and resources available to help you manage your money, below are some of our favourites.

online budgeting tool – smart money guide

The smart money guide is your first step to making more of your money and creating lasting wealth. It helps you to understand your cash flow and gives you a clear picture of where you are now and where you could be headed.

  • easy to use
  • save your progress online and re-access it at any time
  • export to Excel to share with your financial adviser.

retirement simulator

A free, easy-to-use tool that will give you an indication of how much you can spend in retirement and how long your funds may last.

view simulator

Money Smart

MoneySmart website is run by the Australian Securities and Investments Commission (ASIC) to help people make smart choices about their personal finances. MoneySmart is for all Australians – young or old, rich or poor, investing or paying off debt, offering free, independent advice.

You can access their range of calculators here

An ipac financial adviser can help. Make an appointment or email your enquiry.

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