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aged care advice

need help with aged care? don’t know where to start?

ipac aged care


It’s not easy to place a loved one into care and it’s not easy to understand how it all works. 

Unfamiliar terms, strange acronyms and an abundance of information to get your head around can be confusing, if not a little daunting.

Our job is to help you understand how the aged care decisions you make can affect you or your relative’s financial position and how long the money will last.  We can also take care of the paperwork!

An adviser provides guidance and support to make decisions around:

  • the options you have to fund an accommodation bond where one is payable
  • funding the daily care fees
  • how you can achieve an optimal mix between bond, daily care fees and income-tested fees
  • whether you should sell the family home or rent it out
  • the impact on Centrelink entitlements
  • making sure the money lasts and cash flow
ipac financial care is the aged care division within ipac and works with your adviser to structure your aged care finances and options so that you maximise entitlements and minimise tax implications.



To find out more about the advice they provide and access a wide range of resources that can help you visit their website www.ipacagedcare.com.au.


what our clients say

"Our adviser is our ‘mother hen’, she is really interested in us as people as well as being an excellent adviser. " MM, VIC

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