How can ipac help me with my investments?
Your financial adviser can help you understand your financial position, and devise strategies to achieve your goals. For example, they’ll help you determine whether approaches like gearing (borrowing to invest) or setting up a regular savings plan are worth considering. They’ll show you how to organise your investments to reduce tax, as well as discussing how ipac’s portfolio management service can make building and managing your portfolio easier.

Should I focus on property or shares? What investments are right for me?
The investments that suit you will depend on factors like:
~ your objectives;
~ how much risk you want to take;
~ your age and timeframe for investing;
~ whether you want a “hands on” role in your investments.
Property and shares can both play a role in investing for the long-term. But everyone’s situation is unique and your financial adviser can help you decide on a strategy to suit your needs.

How can I manage investment risk?
Investment risk refers to the possibility of losing money, whether in actual dollars or “on paper”. Generally, the highest-performing investments involve the highest risk. The most effective strategy for managing risk is to diversify widely so your portfolio has protection against investments that don’t do well, plus exposure to a wide range of attractive opportunities. This may mean, for example, spreading your money across property, shares, bonds, cash and other investments. Your financial adviser can help you allocate your money according to your situation.

How can I pick the best fund managers?
With hundreds of fund managers to choose from, finding the best performers is as hard as finding the best individual shares or bonds. One problem is that this year’s best performer may be next year’s disappointment. ipac has a specialist team dedicated to finding the best managers for major investments from shares to bonds and property, and lesser-known areas like private equity. They also have special expertise in combining individual fund managers, both large and boutique, into well-balanced portfolios.

Make an enquiry or see an adviser now, or call us on 1800 626 881.