ipac explains
capital gains tax
Investors pay tax on both income and capital gains from their investments. Here’s how the capital gains tax system in Australia works.
 dollar cost averaging
The time at which you invest can have a significant impact on your investment return. One way to manage the risk is through dollar cost averaging.
 gearing
Borrowing to invest can help you make money faster by putting more capital to work. But the risks are higher too.
 inside story
ethical investing to help our planet - by Paul Clitheroe
As we become increasingly aware of the need to take care of the planet, a growing group of investors is looking beyond financial returns to see just how companies make their money. There is a growing realisation that making money today is not worth the price of a world that is less able to meet the needs of our kids and their kids.
 managed funds or direct shares, what's best for you? - by Paul Clitheroe
Once you have made the decision to invest you then need to decide whether you prefer the direct approach, that provides more hands on involvement, or the managed fund route where professionals do the thinking for you.
 Simple steps to improving your budget - by Paul Clitheroe
There are dozens of things we could do to improve our wealth, but sometimes less is more when it comes to money, and I reckon there are five key steps to improve our financial well-being.

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