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ipac explains

government co-contribution
The Government co-contribution was introduced to assist pre-retirees boost their superannuation savings. The Government will make a $1.50 contribution for each $1.00 of eligible personal contributions up to a maximum of $1,500. 

reverse mortgages
Many people find themselves 'asset rich' and 'cash poor' in retirement. A reverse mortgage is one of the newer choices available if you’re in this situation. 

salary sacrifice
The most popular form of salary packaging is into superannuation. Salary sacrifice superannuation is simple and one of few employer benefits that does not attract fringe benefits tax. 


inside story

get the reverse mortgage low down - by Paul Clitheroe
Reverse mortgages have received plenty of bad publicity lately. But the fact is that for many retirees living in a valuable home, a reverse mortgage can be an excellent concept. So what is the problem? 

make your super work more for you - by Paul Clitheroe
Do you want to earn $300,000 for 10 minutes work? This is not a trick question, just the reward for taking more interest in how your superannuation is invested. 

ease into retirement - by Paul Clitheroe
The days when we worked full time one day and hung up our work boots the next are becoming a thing of the past. In fact the whole concept of ‘retirement’ is rapidly evolving, and today’s semi-retirees have the benefit of accessing their super from age 55 to finance a gradual winding down of their working life. 

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