The choices you face in planning your retirement can be complex and confusing. But for most people, one of the major concerns is simple: how can I make my money last? With the average retirement period soon to reach 30 years, it’s a good question to ask.

Only a small minority of Australians aged over 65 have a weekly income over $600 (roughly $31,000 pa). In fact, most people live on the age pension.

The problem is we’re demanding more including things like travel, education and eating out. It’s a big challenge to have the income you need, without running down your money too quickly.

Most people think the answer is good investments. But that’s only part of it. To build or preserve your retirement lifestyle, you’ll also need to address issues like:

~ What type of lifestyle do I want?
~ What goals matter most to me?
~ When can I afford to retire?
~ How can I get the most income?
~ What are my Centrelink entitlements?
~ How can I reduce my tax bill?
~ How can I maximise my retirement income?

And of course you’ll need quality investments too.

The good news?

You can be a winner in retirement. With quality financial advice, you’ll explore the possibilities, avoid expensive mistakes and make the right choices.

Make an enquiry or see an adviser now, or use the menu on-screen to explore your retirement options further.