capital gains tax
Investors pay tax on both income and capital gains from their investments. Here’s how the capital gains tax system in Australia works.  

dollar cost averaging
The time at which you invest can have a significant impact on your investment return. One way to manage the risk is through dollar cost averaging.  

gearing
Borrowing to invest can help you make money faster by putting more capital to work. But the risks are higher too.  

government co-contribution
The Government co-contribution was introduced to assist pre-retirees boost their superannuation savings. The Government will make a $1.50 contribution for each $1.00 of eligible personal contributions up to a maximum of $1,500. 

reverse mortgages
Many people find themselves 'asset rich' and 'cash poor' in retirement. A reverse mortgage is one of the newer choices available if you’re in this situation. 

salary sacrifice
The most popular form of salary packaging is into superannuation. Salary sacrifice superannuation is simple and one of few employer benefits that does not attract fringe benefits tax. 

tax paid on retrenchment
Ceasing employment can be a confusing and stressful event, particularly if you are leaving work as a result of retrenchment. Understanding the variety of lump sum payments and how these payments are taxed can help enormously as you plan your transition to new employment, or even retirement. 

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