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retirement advice

what will your retirement be like?

You have probably spent years dreaming about what the next phase of your life will look like when you retire.

Spent hours discussing what you are going to do with all that spare time once you don’t need to work fulltime anymore. Your aspirations are big – you know the life you want to live in retirement.

However, how do you make sure your dreams become a reality? Simple. You plan for it.

The choices you face in planning your retirement can be complex and confusing.

But for most people, one of the major concerns is simple: how can I make my money last? With the average retirement period soon to reach 30 years, it’s a good question to ask.

We’re demanding more including things like travel, education and eating out. It’s a big challenge to have the income you need, without running down your money too quickly.

Most people think the answer is good investments. But that’s only part of it. To build or preserve your retirement lifestyle, you’ll also need to address issues like:

  • What type of lifestyle do I want?
  • What goals matter most to me?
  • When can I afford to retire?
  • How can I get the most income?
  • What are my Centrelink entitlements?
  • How can I reduce my tax bill?
  • How can I maximise my retirement income?

And of course you’ll need quality investments too. And, a guide to help you get there.

With quality financial advice, you’ll explore the possibilities, avoid expensive mistakes and make the right choices. Your retirement is too important to leave to chance – get advice today.

An ipac financial adviser can help. Make an appointment or email your enquiry.

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