specialist services contact us
1 organise finances
2 understanding your financial options
3 after the financial settlement

understanding your financial options

Once you are organised and understand your current financial situation, the next question will be ‘what happens next?’

Understanding your options can give you more comfort and a sense of control.

what you need to know

Some questions that you may need help to answer might be:

  • How should the divorce settlement be structured?
  • Which assets work better for you?
  • What sort of housing can you afford?
  • Where will your income come from?

We can use our knowledge and experience to show you your options. We can financially model a range of possible scenarios to show you what your short and long term financial position might look like given certain decisions. It can give you a solid foundation and help you make informed decisions.

It’s a visually simple and smart reality check, and we advise that it is undertaken as early in the process as possible.

factor in the future

As you’ve learned, things can change and the arrangement you make today may not be work as well for you tomorrow.

You will need to consider the effects of inflation on commitments such as child support, and the after-tax implications of the assets you keep or let go. It can make a substantial difference to your divorce settlement claim.

how ipac helps

Whilst we can certainly help, even if financial settlement has already been reached, we believe in the value of exploring different scenarios at an early stage.

ipac charges on a fee-for-service basis. You will know up-front what the cost is, and it won’t be based on the value of your assets. It’s based on the value of the service we provide.

It can help you make good decision today with the confidence you are prepared for tomorrow.


next step: after the settlement

proceed to next step

useful resources


AMP’s budgeting tool

If you need help with your budgeting we have calculators which can step you through:

AMP’s budgeting tool

maximise your benefits

There is a useful government site which helps you understand the child care benefits you might be entitled to.


australian securities and investment commission

Australian Securities and Investment Commission’s (ASIC) moneysmart website has budgeting calculators for download:

visit moneysmart

let us call you

Providing us with a brief reason for call will streamline our call back process and ensures you have the correct ipac representative handling your enquiry.

Your privacy is important to AMP and to ipac. You may request access at any time to your personal information held by AMP by calling 1300 157 173 or by contacting us direct. Information collected by AMP will be subject to AMP’s Privacy Policy available by clicking here.

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